United life insurance Company, Reviews

United Life Insurance Company is providing Life Insurance products such as Universal Life Insurance, Annuities, Whole Life Insurance, Term Life Insurance, as well as Riders. The Company was founded in 1962. It operates as a subsidiary of United Fire & Casualty Company.

united life insurance

United Life Insurance Options

United Life Insurance offers several protections such as personal and life insurance, identity management, auto insurance, and umbrella insurance. Besides this United Life Insurance have more options like term life insurance, whole life insurance, universal life insurance. They also offer an annuity option that is not common with other insurance companies. Annuities help you achieve your long-term financial goals. Annuities are investments which are typically designed for retirement. These are tax-deferred. The purpose of Annuities is providing fixed income throughout your retirement.

Term insurance is applicable for a specific period of time and you have to pay the same price each month for this policy. Whole life insurance is applicable for your whole life. whole life insurance is small affordable insurance that will cover your final expenses. Since it is lower in cost, the men who have fixed income can purchase this type of coverage. Universal Life Insurance is a more flexible option that gives you the ability to defer premium payments or change amounts.

United Life Insurance Customer Service

There is a great customer service of United Life Insurance company. More than thousands of licensed account specialists in this company who are there to answer all of your questions. You can contact them for any information like policy changes, billing, insurance cards, and more. Only current policyholders contact with these specialists to ensure a quick response and a high level of customer service.

Contact for details:

United Life Insurance

118 Second Avenue SE

Cedar Rapids, IA 52407-3909

United States

Phone:   800-637-6318

Fax:      888-726-9736

American united life insurance company                      

American United Life Insurance Company launched its activities in 1877 when the Knights of Pythias formed a life insurance program. This program starts as United Mutual Life Insurance Company. Then American United Life insurance company was formed after a merge with American Central Life Insurance Company. Now it is a company of One America Financial Partners, Inc. American United Life Insurance company offers a lot of life insurance options, especially for individuals, families and small business. There are different types of life insurance; these are whole life, term and variable universal life insurance. Whole Life policies are applicable for the entire duration of the insured’s life. The death benefits will be paid for by the insuring company, as long as the policyholder continues to pay his premiums.

The policyholder will get coverage for a contracted period of time, either to a specific date or aged under the term policies. In these policies, if the policyholder dies during the contract period, the survivors receive the death benefits.

Contact for details:

American United Life Insurance Company
One American Square
P.O. Box 6123 Indianapolis, IN 46206-6123
Telephone: 1-800-553-5318

United of Omaha life insurance company

United of Omaha Life Insurance Company was founded in 1926 and is based in Omaha, Nebraska. It was formerly known as United Benefit Life Insurance Company. In January 1981 it starts as United of Omaha Life Insurance Company.  It provides life insurance for children. Omaha Life Insurance Company is working as a subsidiary of Mutual of Omaha Insurance Company.

United of Omaha Life Insurance Company provides products in three categories, Such as

  1. Term Life Products
  2. Universal Life Products
  3. Whole Life Products


  1. Term Life Products

There are 3 Term Life Products in United of Omaha Life Insurance, including:

a.Term Life Express

This product is available for people ages 18 – 65 which offers 15, 20 and 30-year term policies. Death benefits in these Policies are $50,000 – $400,000. But this product cannot convert to a permanent insurance policy. Return of Premium is also available.

b.Universal Life Products
This product is available for people ages 18 – 65 which offers 15, 20 and 30-year term policies. Death benefit in these Policies is $100,000. But this product can be converted to a permanent insurance policy in the first 5 years and also return of Premium is available.

c.Term Life Answers

This product is available for people ages 18 – 80 which offers 10,15, 20 and 30-year term policies and death benefits of $100,000.  You can convert this policy to a permanent policy.

2. Universal Life Products
United of Omaha Life Insurance has 4 Universal Life Products, including:

a.Guaranteed Universal:
People ages 18 – 85 are eligible for this product. Policy limits range from $100,000 – $1,000,000 dollars plus.

b. Guaranteed Universal Life Plus:
People ages 18 – 85 are eligible for this product. Death benefit coverage of Guaranteed Universal Life Plus is $100,000 to $1,000,000.

c. Accum UL Plus
People ages 0 – 85 are eligible for this product and policy coverage amounts from $25,000 – $1,000,000 dollars plus.

d. Guaranteed Universal Life Express
People ages 18-65 are eligible for this product and policy coverage amounts from $50,000 – $250,000 and provides applicants with a quick issue process.

3. Whole Life Products
United of Omaha Life Insurance has 2 Whole Life Products, including:

a. Whole Life Guaranteed
This product is applicable for people ages 45 – 85  and policy coverage amounts from $3,000 – $ 25,000 dollars. A guaranteed premiums and guaranteed acceptance with no medical exam or medical questionnaire required for approval this product.

b. Children’s Whole Life
Children’s Whole Life is applicable for people ages 4 days – 17 and olicy coverage amounts from $5,000 – $50,000 dollars. It guarantees up to $250,000 coverage later in life regardless of the child’s health.

United of Omaha life insurance reviews

United of Omaha Life Insurance Company has a great reputation in life insurance carrier for nearly a century. It is important to take a look at the company’s background while considering a United of Omaha Life Insurance Company reviews especially its ratings, and the products that it offers. It is also important to review the firm’s customer service and getting questions answered and policyholder claims paid comfortably. In terms of financial strength, stability and reputation for paying out its policyholder claims, United of Omaha life insurance is very highly ranked. In this case, the company got the rating of A+(Superior). The company also got a certificate to be a member of the Insurance Marketplace Standards Association (IMSA). An ethical market conduct for individual life insurance is promoted by this membership.

Contact for details:

United of omaha life insurance
Mutual of Omaha Plaza

Omaha, NE, 68175 United States

(402) 342-7600

  United States life insurance company

 United States Life Insurance Company issues life insurance policies in the United States. The Company has different individual insurance products, such as deferred, immediate income, and private placement variable annuities, as well as accident and health insurance products, structured settlements, term life, index universal life, whole life, universal life, variable universal life, and private placement variable universal life insurance products.

United States Life Insurance Company also has business insurance solutions including employee benefits solution, affinity benefit solutions and institutional solutions include pension plan risk transfers, group annuities and bank-owned life insurances/corporate-owned.

The United States Life Insurance Company also offers income solutions and retirement investing through variable annuity product lines. Moreover, the company markets sell and distribute tax-deferred fixed annuities through financial institutions. Annuity products of this company include single premium immediate annuities, single-premium tax-deferred fixed annuities, flexible premium tax-deferred fixed annuities, index-linked annuities and fixed single-premium universal life insurance.

Contact for details:

The United States life insurance company

One World Financial Center

200 Liberty Street

New York, NY 10281

United States

Phone: 800-487-5433

Fax: 713-831-3028

First United American life insurance company

First United American Life Insurance Company is a New York-based subsidiary insurance company of United American Insurance Company. More than 20 years ago, at the beginning, First United American has maintained its financial stability, with tremendous growth. First United American Insurance Company is a specialized insurance company in fulfilling the needs of the Senior market. They offer 9 of the 12 Medicare Supplement plans such as A, B, C, D, F, HDF+, G, K, and L.

 Products of First United American life insurance company:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Long Term Care Life Insurance

 Contact for details:

First United American Life Insurance Company
1020 7th North Street
Liverpool, NY 13088-6192
Telephone: (315) 451-2544

Central united life insurance Company:

Central United Life Insurance Company was founded in 1962 and its based in Houston, Texas.The company offers insurance products and services. The company has a speciality that It sells Cancer Care Plus policies that cover individuals diagnosed with cancer. The company operates as a subsidiary of Manhattan Life Group, Inc. Central United Life Insurance offers a policy to support you with providing financial security and protection for you and your family. This policy permits you to purchase individual permanent life insurance upon answering a few simple medical questions, through voluntary payroll deduction.

Contact for details:

Central United Life Insurance Company

10700 N.W. Freeway

Houston, TX 77092

United States

Phone:   713-529-0045

Fax:        713-529-9425

United home life insurance

United Home Life Insurance Company is a smaller life insurance company who serves in a small dimension. In 1937 United Home Life Insurance Company began as United Farm Family Life. Primarily United Home Life Insurance  Company starts as a mutual insurance company for insurance of homes and property of farmers. Now United Farm Life is the parent company of United Home Life Insurance Company. Both of the companies have over $2 billion in assets with more than $20 billion of life insurance policies. The products of United Home Life company are smaller demographic oriented.

United home life insurance products

Term life insurance
Term life insurance provides life insurance for a specific length of time at a fixed rate. So it is called temporary life insurance. The common duration of term life insurance are 5, 10, or 20 years, but other options are also possible. If the term is longer, its policy will be expensive.

Whole life insurance
Whole life insurance covers the customers of 25-80 years old with benefits from $2,000 to $25,000. There are two types of benefit, such as

  1. 2-year benefit: one year return of premium with 12% interest or two-year return of premium with 24% interest.
  2. Full death benefit: It is paid for an accidental death. You can purchase additional coverage through the accidental death benefit rider for the policies of $10,000 or greater.

 Contact for details:

United home life insurance
225 South East Street
Indianapolis, IN 46202
(800) 428-3001

United world life insurance

United World Life Insurance Company provides life and health insurance. The company also provides accident coverage and Medicare supplement insurance. In 1970 United World Life Insurance Company was incorporated and its based in Omaha, Nebraska. The company is conducting its activity as a subsidiary of Mutual of Omaha Insurance Company, Inc.

In the United States, United World Life Insurance is one of the top providers of Medicare supplement insurance and for this, they are most well known in the USA. Beside this, United World Life Insurance also life insurance and accident policies.

The claim in United world life insurance depends on the type of policy. In case of Medicare supplements, there is no need to initiate claims for policyholders on their own under most circumstances.

United world life insurance pays the bill of almost all participating doctors and health institutions directly. But in case of other types of insurance policies, you will have to claim by contacting your local agent or calling the company’s claims service hotline directly. In all policies, policyholders will be informed that what type of information they need to provide, how to track claims through their completion and how to provide it.

Contact for details:

United World Life Insurance Company
Mutual of Omaha Plaza
Omaha, NE 68175
Phone: (402) 351-5298
Toll-Free: (800) 775-6000

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