The General Auto Insurance Reviews

The general auto insurance is a subsidiary of PGC Holdings Corp. It is a licensed insurance agency. PGC Holdings Corp is an affiliate of American Family Insurance. PGC has been providing automobile insurance through the general auto insurance in many states throughout the country for over 50 years. The general auto insurance provides their service through online for the following insurance companies. Permanent General Assurance Corporation (NAIC #37648), Permanent General Assurance Corporation of Ohio (NAIC #22906), and The General Automobile Insurance Company, Inc. (NAIC# 13703). These insurance companies have A.M. recognition for their best financial stability with ratings of A (Excellent).

the general insurance

About The general auto insurance

Many people understand The General Automobile Insurance Services as “The General” because it has come to be known and also from its popular series of television commercials. The company has a popular television commercial slogan that is “For a great low rate you can get online, go to The General and save some time!” The headquarters of the general auto insurance in Nashville is the capital and most populous city of the U.S. state of Tennessee. It has been selling auto insurance since 1963 when it was known as Permanent General Agency. Then it changed its name as Permanent General Assurance Corporation (PGAC) and The General Automobile Insurance Services is a subsidiary company of PGAC.

The general auto insurance Products:

The General Auto Insurance Company provides auto insurance exclusively. The auto insurance policy of this company is known for accepting high-risk drivers and it offers for them more affordable rates than another standard or preferred auto insurance carrier.  It offers property damage liability, bodily injury liability, comprehensive, medical payments, collision and uninsured motorist coverage.

The general Auto insurance discounts available include:

  • Low mileage discount
  • Defensive driving course
  • Pay-up-front discount
  • Multiple auto discount


  • Affordable auto insurance rates for high risk drivers
  • Acceptance of high risk drivers
  • SR-22 insurance filings available
  • Strong financial strength rating
  • Simple online quoting and policy purchase process


  • Only writes auto insurance
  • Auto insurance rates are higher for those with good driving records
  • Customer complaints regarding claims and customer service
  • Limited coverage territory

 General auto insurance reviews

The general auto insurance specialist in high-risk drivers while promising affordable rates, it is a great combination that can be difficult to find. The memorable mascot and lively commercials of the company make them a recognizable brand among non-standard insurers.

Advantages of The general auto insurance

  1. Personal information is not required when requesting for quotes via company website
  2. Online presence that allows company to offer quotes and answer inquiries instantly
  3. Offers a 3-step online application process for clients involving request for quotation, buying of the policy, and printing of proof of insurance
  4. Well-trained agents that can answer all sorts of questions from prospective clients
  5. Online quotes are processed in minutes
  6. Accepts minimal down payments to help defray monthly insurance costs
  7. Policies can be tailored to fit the needs of the vehicle owner
  8. Affordable plans that provide total coverage to car owners
  9. Attained remarkable stability through years of experience in the industry

Disvantages of The general auto insurance

Most disadvantages of the General Car Insurance are complaints are made by people who have bought the company’s insurance products. Some existing clients claim that company cannot deliver its promised services on time.

The general auto insurance quote

You can evaluate the auto insurance quotes constantly, you can find a wide distribution of different charges. Even whenever you subscribe to your insurance policy through the internet equipment you can assess rates all over firms are a fantastic way to ensure that you are becoming the hottest deal feasible and it is also related with The General Auto Insurance Quote.

When you find yourself acquiring car insurance quotes you should take notices and document discussions. It is fact that every company has a little various. So It may useful to compare of other auto insurance quotes with The General Auto Insurance Quote before selecting The General Auto Insurance. In The General Auto Insurance Quote, if you have a spotty or poor travelling record, you should wait a while prior to looking around for car insurance.

How to get the general auto insurance quote accurately:

You should follow few steps to ensure getting the most accurate the general auto insurance quote. You can save money and protect yourself from headaches of the road by doing some potential task. There are three basic things should give priority to get the general auto insurance quote. Such as

  • Be honest.
  • Shop around.
  • Ask about discounts.

First one, you should always be honest with the general auto insurance when you answer questions about your driving history, vehicle type and your demographics. The company can not calculate your rates correctly primarily if you hide your information. Eventually, when the car insurance company learns about your history, your cost could jump dramatically. Moreover, you may have to pay legal fines for not disclosing all of the applicable information.

The Second way, Different auto insurance companies announce discount often, you observe whether the general auto insurance announce discounts or not that time. If they do so at the time of your buying insurance you have to claim for discounts. There are some common discounts of maximum auto insurance companies such as good driver discounts, multiple policy discounts, and full payment discounts.

The general auto insurance number :

Call for quote: (985) 649-0392
Cal for Claim: 1-800-280-1466

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