15 Best Passive Income Apps For IPhone And Android Phones

Passive income apps have become increasingly popular in recent years, as they offer a convenient and easy way to earn extra money without much effort. Whether you’re looking to supplement your current income or create a sustainable source of passive income, there are many apps available for both iPhone and Android phones that can help you achieve your goals.

In this article, we’ve compiled a list of the 15 best passive income apps that you can use to earn money while you go about your daily life. From survey apps and cashback apps to investment apps and micro-task apps, these apps offer a variety of ways to earn money with minimal effort. So, if you’re interested in creating a passive income stream, be sure to check out these top passive income apps today!

If you’re looking to generate passive income, the most efficient way to do so is through apps that offer high earning potential in minimal time.

The 15 Best Passive Income Apps

1. Nielsen Computer And Mobile Panel

Discover an effortless way to generate passive income with this super-simple idea – simply download the app and continue using your computer or phone as usual. That’s all it takes! By doing so, you can earn up to $50 per year.

Plus, if you reside in the United States, you have the opportunity to participate in sweepstakes drawings that could potentially increase your earnings. These sweepstakes offer additional money to those who are selected, with the company giving away $10,000 every month among 400 lucky winners.

2. Swagbucks

How It Works: Swagbucks offers more than just surveys. In addition to taking surveys, you can earn money by watching ads, shopping online, and playing games. With its well-established reputation, Swagbucks is recognized as one of the top survey sites available.

When it comes to generating passive income, Swagbucks Local is the optimal method.

With Swagbucks Local, you have the opportunity to connect your card and accumulate SBs, Swagbucks’ points system, while shopping at eligible local retailers.

If you’re looking for a passive income stream that you can easily set up on your computer and mobile devices, consider using Swagbucks Search. By simply making Swagbucks your default search engine (which is powered by Yahoo search results) on both your desktop and mobile browser, you can earn rewards every time you perform a web search.

This can be a fun and easy way to earn extra money during your downtime throughout the day.

3. Capital One Shopping

How It Works: Capital One Shopping offers various money-saving features, including price protection. This particular feature allows you to get a refund from certain retailers if the price of an item you bought drops. Capital One Shopping takes care of monitoring price changes and requesting refunds on your behalf.

To use the price protection feature, you need to give the service access to your email account. Once you do, the service periodically checks your inbox for online shopping receipts and shipping confirmations. If there are any eligible price drops, Capital One Shopping will obtain the refunds and send them back to your original payment method.

The best part is that you don’t have to be a Capital One account holder to use this service. It is completely free and comes with other money-saving features, such as earning points for shopping at select retailers.

4. Trim Financial Manager

How It Works: Trim, a complimentary service, enables users to save money effortlessly while they sleep, work, or unwind. The platform offers a range of features such as subscription cancellation, expense monitoring, and cost reduction on internet bills.

Personally, Trim has proven to be an excellent source of financial gain for me.

Recently, during an unexpected service outage, Trim managed to negotiate a $30 discount on my internet bill, and promptly notified me via SMS. Comcast also confirmed this agreement via email.

5. Acorns

How It Works: Looking for ways to invest your money can be challenging, especially if you’re on a tight budget. Fortunately, the Acorns app makes it painless to find extra cash to invest. The app helps you save money without you even realizing it.

To get started, simply link your debit and credit cards to your Acorns account. Whenever you purchase something, Acorns will round up the cost to the nearest dollar, and the difference will be deposited into your account. You can also make additional deposits to your account whenever you want, and when you need to withdraw money, there are no fees or penalties.

The money in your Acorns account will be invested in a portfolio of Vanguard exchange-traded funds that includes a diverse range of stocks. While Acorns isn’t free, with personal accounts costing $3 per month and family accounts $5 per month, it may be a good deal if it helps you save and invest for your future. Additionally, new members can take advantage of the Acorns referral bonus.

In addition to saving spare change, Acorns also offers a feature called Acorns Earn. This feature allows you to earn cashback when you shop through Acorns. A portion of the money you spend will be funneled back into your Acorns account, making it one of the best money-making apps available.

6. MobileXpression

How It Works: MobileXpression is an innovative app that tracks mobile data usage to uncover patterns of online behavior. Unlike other apps, it does not impact the performance of your device, ensuring smooth functioning at all times.

As a token of appreciation for your participation, MobileXpression rewards you with a $5 Amazon gift card after just one week of usage. And that’s not all – you also stand a chance to win up to $100,000 in the sweepstakes MobileXpression runs.

While it may not be the most lucrative passive money-making app, every little bit helps. And if you sign up for several such apps, it could add up significantly.

It’s worth noting that MobileXpression accepts only a limited number of users every month, and the app is not available on the App Store. It can only be accessed via Android devices.

7. SavvyConnect

How It Works: SavvyConnect is a no-cost application designed to monitor online browsing activity for trending patterns in areas such as web searches, shopping, and entertainment.

By gathering and analyzing this data, the app offers users rewards in exchange for their participation.

For each additional device you add, you can earn $5 monthly, with the ability to request payment once your earnings exceed $1.

It is worth noting that the sole payment option available for SavvyConnect is a physical check sent via mail.

8. Venmo

How It Works: Obtain a complimentary debit card that you can utilize in conjunction with your Venmo account. Employ this card for buying goods at authorized retailers, where the usual rates are approximately 5%.

Once each transaction is completely processed, which usually takes roughly one week, the sum you earn is credited to your Venmo balance.

9. Drop Rewards

How It Works: The Drop app enables users to connect their debit or credit cards and receive cash-back rewards in the form of points. These points can later be redeemed for gift cards. Previously, the Drop app was among the top-rated options for generating passive income due to its unique feature called “Power Offers”.

Users could select up to five retailers from the available list and earn bonus cash-back deals from them. Once selected, they could continue earning rewards from those stores without any additional action.

However, the company has discontinued the Power Offers feature, and it currently offers limited opportunities for linked card rewards. Additionally, users now need to remember to “add” the offers to earn points.

Semi-Passive Income Apps

If you want to take your app side hustle to the next level, numerous highly-rated applications are available that can help you earn additional income. These apps may not be passive income generators that require minimal maintenance, but they won’t demand a significant amount of your time either.

By utilizing your commute to work or moments spent waiting in doctor’s offices, you can effortlessly generate supplementary income for yourself with minimal effort.

10. Fetch Rewards

How It Works: Introducing Fetch, the grocery savings app that helps you keep more money in your wallet. With Fetch, there’s no need to scour through coupons or miss out on special deals. Simply snap a photo of your receipt and earn rewards points.

Whether you’re using a brand-new smartphone or an older model, make sure your camera is clear and your receipt is readable to ensure maximum reward points.

Earn points on every purchase, and when you’re ready, redeem them for a range of great prizes. From Visa gift cards to gift cards from your favourite online retailers, or even entries into cash prize sweepstakes, Fetch offers you a variety of ways to save big on your grocery shopping.

11. Ibotta

How It Works: The Ibotta mobile application may not produce a passive source of income, but it doesn’t require a significant amount of effort either.

Setting up an account is simple, and you can easily add offers by watching a few advertisements before proceeding to your shopping. Once you return home, you only need to redeem your purchases.

Ibotta provides an opportunity to earn money while buying groceries!

12. InboxDollars

How It Works: InboxDollars is a cashback application that provides free services, operating in a manner akin to Swagbucks. This app allows you to accumulate earnings through various means such as online shopping, altering your search engine, making use of exclusive offers, and more. With millions of downloads, the mobile app has gained widespread popularity for good reason.

13. Sweatcoin

How It Works: Sweatcoin is a mobile application that rewards you for walking. Each step you take earns you points, which you can exchange for a variety of rewards, including product discounts and even vacations.

For those who need an extra push to get up and exercise, Sweatcoin is an excellent motivator.

The best part of Sweatcoin is that it is completely free to use.

14. S’more

Did you know that the average American unlocks their phone over 100 times each day? If you’re looking for a way to monetize this habit, consider using S’more – an Android app that rewards you for displaying ads on your lock screen.

With S’more, you have the option to click on the ads that catch your eye and learn more, but you’ll also earn points just by unlocking your phone as you normally would.

What’s even better is that you can cash out your earned points in the form of gift cards to popular retailers like Amazon, AMC Theaters, Applebee’s, Best Buy, CVS, Domino’s Pizza, GameStop, Starbucks, or Target. So why not turn your daily phone usage into a source of passive income with S’more?

15. Airbnb

Did you know that the typical American checks their phone more than 100 times each day? But what if you could earn money for doing so?

S’more is an Android app that allows you to earn rewards by displaying ads on your phone’s lock screen. You can choose to interact with the ads if they catch your attention, or simply unlock your phone as usual to accumulate points.

The best part? You don’t have to pay attention to the ads to earn rewards. By unlocking your phone, you can start accumulating points and redeem them for gift cards to popular retailers such as Amazon, AMC Theaters, Applebee’s, Best Buy, CVS, Domino’s Pizza, GameStop, Starbucks, and Target. (Active voice)

Please note that this app is currently only available on Android.

Summary Of The Best Passive Income Apps

Passive income apps have become increasingly popular as a way for individuals to earn extra money without having to put in a lot of effort or time. Some of the best passive income apps on the market today include Acorns, Robinhood, Stash, and Swagbucks. Acorns and Stash are investment apps that allow users to invest small amounts of money into stocks and other financial products.

Robinhood is a commission-free trading app that allows users to buy and sell stocks and cryptocurrencies. Swagbucks is a rewards app that pays users for completing simple tasks such as taking surveys or watching videos. All of these apps offer unique opportunities for individuals to generate additional income passively.