Average car insurance for 18 year old female is usually lower than male. Because Car insurance for females is considerably less, compared to men. Especially women who are 18 years old can get 10% to 15% less from average car insurance cost than men. But they must have a valid driving license and excellent driving record.
Generally, ladies get specific more discounts for all type of car insurance than men. Because women likely have a fewer record of accidents and files for the claim.
Average car insurance for 18 year old female:
The average car insurance for 18 year old female depends on the following factor:
- Insurance type
- Type of vehicle
- Value of vehicle
- Driving Record
- Mileage Coverage
- Residence and more some things.
The average car insurance for an 18 year old female is generally less than a man simply because women are more careful to drive a car than men. So females are a less likely risk.
Since women are less of a risk, they tend to enjoy cheaper rates than men. But it is true that 18 year old drivers are in the highest risk category because they do not have enough driving experience.
Very cheap car insurance:
As females, they will get some selected special benefit. Besides this, they can get the cheapest car insurance by following some tips.
If you have never purchased car insurance before, you must consider some specific factors as a woman.
- Insurance type: If you are an automobile owner and used a loan to get a car, Comprehensive car insurance is best for you. But if you drive a used vehicle and did not take a loan, you will have to require minimum coverage. This will be less expensive for you.
- Deductible: If you get a higher deductible, your insurance rates will be lower. So you should deduct those things from your coverage which are not essential for you. So deduction will lower the overall premiums that you pay for your insurance.
- Discount: Generally every car insurance company gives a few discounts for 18-year-old female car insurance. So you have to find out the company who are offering relatively the highest discount.
- Bundling insurance: If you purchase car insurance combining with home, boat, or other approved insurance under one company, you will get a special discount.
- Safety Course: If you have approved safety course, you will get a discount on your rates.
- Compare the insurance companies: You can compare several insurance companies and choose the best rate.
Although an 18 year old gets a premium advantage over their male counterparts, the average car insurance for 18 year old female will be possible to more reduce by following some tips and tricks.